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Company record · Charleroi
Belgian companySituation normaleSociété à responsabilité limitée

crefi conseils

Enterprise number
0880.496.813
VAT number
BE0880496813
Registered office
Boulevard Alfred de Fontaine 4, 6000 Charleroi
See the 6 companies at this address
Incorporated on
5 April 2006
Official sources·CBE·NBB: Central Balance Sheet Office·Belgian Official Gazette·Map
Members only
Health score
Show the scoreLog in
Latest financial year
2022
m81-f model
Size
Micro
9,2 FTE
Equity
€235.5K
Financial year 2022
Net result
€41.6K
Financial year 2022

Profile

Official information from the CBE (FPS Economy).

crefi conseils is a Belgian company (Société à responsabilité limitée) whose registered office is established at 6000 Charleroi. Its main activity falls under “Activités des agents et courtiers d’assurances” (NACE 66220).

Legal form
Société à responsabilité limitée
Legal situation
Situation normale
Date of incorporation
5 April 2006
Main activity (NACE)
66220Activités des agents et courtiers d’assurances

Secondary activities

9 additional NACE codes declared.

Anti-money-laundering (AML) compliance

Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.

Obliged entityFinancial or credit institution

Given its declared activity (“Activités des agents et courtiers d’assurances”), crefi conseils belongs to a profession expressly covered by Belgian anti-money-laundering law.

Credit institutions, lenders, leasing and factoring companies, investment firms and fund managers are obliged entities.

Applicable obligations
  • Identification and verification of the client's identity (KYC)
  • Identification of the ultimate beneficial owners (UBO register)
  • Assessment of money-laundering and terrorist-financing risks
  • Ongoing diligence and monitoring of transactions
  • Reporting suspicions to the CTIF
  • Retention of the documents and appointment of an AMLCO
Who is subject to AML obligations?AML transaction monitoringThe complete guide to AML compliance in Belgium

Legal basis: art. 5, §1, 4° and following of the Act of 18 September 2017.

General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.

Your risk analysis on this company

AML Company ran crefi conseils through your due diligence questionnaire. Here are the first findings.

  • What is the geographic exposure of the client and of its transactions?

    Belgium only· Registered office published in the register

  • What is the company's solvency and lifecycle status?

    Trading, no proceedings· Legal situation published in the register

The rest of the analysis

Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.

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This preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.

Establishments

4 active establishment units declared with the CBE.

Implantation
Charleroi

4 establishments · 4 municipalities

Registered office4 establishments
Registered office
Boulevard Alfred de Fontaine 4
6000 Charleroi
Map
Establishment2210.967.421
Boulevard Alfred de Fontaine 4/01
6000 Charleroi
Map
Establishment 22251.403.652
Rue de Baume(L.L) 145
7100 La Louvière
Map
Establishment 32284.954.071
Place du Millénaire 6
1330 Rixensart
Map
Establishment 42317.551.516
Route d'Ath(N.) 156
7020 Mons
Map

Finances & financial health

Annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) and an aggregate health score (Altman Z″ model, completed with qualitative factors).

Zone Altman
Grade
Computed on
Financial trend

Equity & result

EquityResult
Key figures by financial year
Financial yearEquityResult
2022€235,491€41,624
2021––
2020––
2019––

Financial ratios

Solvency, liquidity and profitability, computed year by year from the filed annual accounts.

Solvency
16,4%
Financial year 2022

Equity / balance sheet total

Liquidity
2,13 x
Financial year 2022

Current assets / debts due within one year

Net margin
-

This year's filing does not carry the item the calculation needs.

Result for the year / turnover

Operating margin
-

This year's filing does not carry the item the calculation needs.

Operating result / turnover

Long-term debt
66,8%
Financial year 2022

Debts due after one year / balance sheet total

Return on equity
17,7%
Financial year 2022

Result for the year / equity

Year-on-year comparison
Ratio202220212020Trend
Solvency
16,4%
--
-
Liquidity
2,13 x
--
-
Net margin---
-
Operating margin---
-
Long-term debt
66,8%
--
-
Return on equity
17,7%
--
-

Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.

Filing history (4)▾
Financial yearFilingFiling typeModelSource
01/07/2021 → 30/06/202208/02/2023Initialm81-fBNB
01/07/2020 → 30/06/202108/02/2022Initialm81-fBNB
01/07/2019 → 30/06/202022/01/2021Initialm01-fBNB
01/07/2018 → 30/06/201907/01/2020Initialm01-fBNB

Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.

Health score and detailed factors

The grade, the score out of 100, the Altman Z″ zone and the list of public alerts are for members only.

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Notices in the Belgian Official Gazette

Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.

Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.

What the crefi conseils record does not say

Two readings of the register the raw data does not give: anti-money-laundering scope, and whether the filing deadline was met.

Is crefi conseils subject to anti-money-laundering obligations in Belgium?
Yes, on the basis of the activity code declared in the register (Financial or credit institution, art. 5, §1, 4° and following of the Act of 18 September 2017). Credit institutions, lenders, leasing and factoring companies, investment firms and fund managers are obliged entities. crefi conseils must therefore identify its clients and their beneficial owners, monitor its transactions and report its suspicions to the CTIF-CFI. An indicative verdict, to be checked against the activity actually carried out.
Did crefi conseils file its annual accounts on time?
No. crefi conseils filed its latest annual accounts with the Central Balance Sheet Office (CBSO, National Bank of Belgium) on 8 February 2023, 9 days after 30 January 2023. Article 3:10 of the Code of Companies and Associations requires filing at the latest seven months after the financial year closes. A late filing is a signal to document before entering a business relationship.

Company timeline

Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.

Timeline
11 events
Filter the timeline by event type

10 AI-analysed dimensions are not shown.

  1. 2025
    1. 21 May 2025Appointments · ResignationsView the notice25064810
  2. 2023
    1. 8 February 2023Annual accounts filed·Financial year ended 30 June 2022 · Model m81-fFiled accounts2023-00025362
  3. 2022
    1. 8 February 2022Annual accounts filed·Financial year ended 30 June 2021 · Model m81-fFiled accounts2022-05200369
  4. 2021
    1. 22 January 2021Annual accounts filed·Financial year ended 30 June 2020 · Model m01-fFiled accounts2021-01900019
  5. 2020
    1. 17 November 2020Registered office · Articles of association · Appointments · Resignations · RestructuringView the notice20135199
    2. 25 September 2020Legal form · RestructuringView the notice20111578
    3. 7 January 2020Annual accounts filed·Financial year ended 30 June 2019 · Model m01-fFiled accounts2020-00400005
  6. 2015
    1. 19 November 2015Appointments · ResignationsView the notice15162294
  7. 2013
    1. 11 July 2013Appointments · ResignationsView the notice13107176
  8. 2007
    1. 22 August 2007Articles of association · Capital · Shares · General meeting · Financial yearView the notice07124101
  9. 2006
    1. 13 April 2006IncorporationView the notice06067612

Registry record since 7 September 2026

The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.

AI insights · Pro AI plan

AI extraction of strategic AML data

The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.

  • Legal life
  • Restructuring
  • Capital
  • Legal form
  • Incorporation
  • Directors
  • Beneficial owners
  • Registered office
  • Company name
  • Notarial deeds
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