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Company record · Zaventem
Belgian companySituation normaleSociété anonyme

Howden Belgium

Enterprise number
0745.664.635
VAT number
BE0745664635
Registered office
Belgicastraat 1, 1930 Zaventem
See the 9 companies at this address
Incorporated on
27 March 2020
Latest financial year
2025
m01-f model
Size
Small
37,4 FTE
Equity
€16.2M
Financial year 2025
Net result
-€7.3M
Financial year 2025

Profile

Official information from the CBE (FPS Economy).

Howden Belgium is a Belgian company (Société anonyme) whose registered office is established at 1930 Zaventem. Its main activity falls under “Activités des agents et courtiers d’assurances” (NACE 66220).

Legal form
Société anonyme
Legal situation
Situation normale
Date of incorporation
27 March 2020

Anti-money-laundering (AML) compliance

Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.

Conditional obligationInsurance intermediary

Given its declared activity (“Activités des agents et courtiers d’assurances”), Howden Belgium may be subject to anti-money-laundering obligations, under the conditions below.

Insurance intermediaries are obliged entities for their life-branch activities.

Conditions: Covered for life insurance activities; purely non-life activities are out of scope.

Applicable obligations
  • Identification and verification of the client's identity (KYC)
  • Identification of the ultimate beneficial owners (UBO register)
  • Assessment of money-laundering and terrorist-financing risks
  • Ongoing diligence and monitoring of transactions
  • Reporting suspicions to the CTIF
  • Retention of the documents and appointment of an AMLCO

Legal basis: art. 5, §1, 5° of the Act of 18 September 2017.

General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.

Your risk analysis on this company

AML Company ran Howden Belgium through your due diligence questionnaire. Here are the first findings.

  • What is the geographic exposure of the client and of its transactions?

    Belgium only· Registered office published in the register

  • What is the company's solvency and lifecycle status?

    Trading, no proceedings· Legal situation published in the register

The rest of the analysis

Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.

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This preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.

Establishments

6 active establishment units declared with the CBE.

Implantation
Zaventem

6 establishments · 6 municipalities

Registered office6 establishments
Registered office
Belgicastraat 1
Map
Establishment2300.848.215
Belgicastraat 1
Map
Establishment 22350.010.387
Chaussée de Waterloo 1135
1180 Uccle
Map
Establishment 32391.683.666
Zuiderlaan 9
8790 Waregem
Map
Establishment 42391.683.765
Route du Condroz 457
4031 Liège
Map
Establishment 52391.683.864
Sneeuwbeslaan 14
Map

Finances & financial health

Multi-year summary extracted from the annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium).

Financial trend

Equity & result

EquityResult
Key figures by financial year
Financial yearEquityResult
2025€16,174,607-€7,253,462
2022-€2,149,787-€591,391
2021

Financial ratios

Solvency, liquidity and profitability, computed year by year from the filed annual accounts.

Solvency
34,6%
66,8%
Financial year 2025

Equity / balance sheet total

Liquidity
0,75 x
0,66
Financial year 2025

Current assets / debts due within one year

Net margin
-

This year's filing does not carry the item the calculation needs.

Result for the year / turnover

Operating margin
-

This year's filing does not carry the item the calculation needs.

Operating result / turnover

Long-term debt
0,7%
Financial year 2025

Debts due after one year / balance sheet total

Return on equity
-44,8%
Financial year 2025

Result for the year / equity

Over the most recent filed years

Balance sheet structure

Solvency
Year-on-year comparison
Ratio202520222021Trend
Solvency
34,6%
66,8%
-32,2%
-
Liquidity
0,75 x
0,66
0,09 x
-
Net margin---
-
Operating margin---
-
Long-term debt
0,7%
--
-
Return on equity
-44,8%
--
-

Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.

Filing history (3)
Financial yearFilingFiling typeModelSource
01/10/202431/12/202526/06/2026Initialm01-fBNB
01/10/202130/09/202216/03/2023Initialm01-fBNB
27/03/202030/09/202115/02/2022Initialm01-fBNB

Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.

Notices in the Belgian Official Gazette

Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.

  • 25 August 2026
  • 13 August 2026

Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.

Frequently asked questions about Howden Belgium

Quick answers on Howden Belgium's identity, contact details and official CBE information.

What is Howden Belgium's enterprise number (CBE)?
Howden Belgium's official enterprise number with the Crossroads Bank for Enterprises (CBE) is 0745664635. This unique number identifies the company with every Belgian administration.
What is Howden Belgium's VAT number?
Howden Belgium's intra-Community VAT number is BE0745664635. It is the CBE number prefixed with “BE” and enables trade within the European Union.
Where is Howden Belgium's registered office?
Howden Belgium's registered office is located at Belgicastraat 1, 1930 Zaventem, Belgium. This address is the official one declared with the CBE.
What is Howden Belgium's legal form?
Howden Belgium is incorporated under the legal form “Société anonyme”. This form determines its legal and tax regime and its publication duties towards the Belgian Official Gazette.
When was Howden Belgium incorporated?
Howden Belgium was entered in the Crossroads Bank for Enterprises on 27 March 2020. This date is the official start of activity declared with the CBE.
Is Howden Belgium still active?
Yes, Howden Belgium is currently listed as an active company with the Crossroads Bank for Enterprises (CBE).
What is Howden Belgium's main activity?
Howden Belgium's declared main activity is: Activités des agents et courtiers d’assurances (NACE code 66220). This NACE code officially classifies the company in the European nomenclature of economic activities.
How many establishments does Howden Belgium have?
Howden Belgium declares 6 establishment units registered with the CBE, on top of its registered office.
Has Howden Belgium filed its annual accounts?
Yes. Howden Belgium's latest annual accounts were filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) on 26 June 2026, for the financial year ended 31 December 2025. The filings can be consulted publicly with the NBB.
Which official notices concern Howden Belgium?
2 official notices about Howden Belgium are available in the Belgian Official Gazette: incorporation, changes to the articles, appointments, dissolutions. Every one of these acts is listed on this page with a link to the official PDF.
Is Howden Belgium subject to anti-money-laundering obligations in Belgium?
It depends on the activity actually carried out. Howden Belgium (Insurance intermediary) may be subject to anti-money-laundering obligations under certain conditions: Covered for life insurance activities; purely non-life activities are out of scope..

Company timeline

Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.

Timeline
5 events
Filter the timeline by event type

10 AI-analysed dimensions are not shown.

  1. 2026
    1. 26 June 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m01-fFiled accounts2026-00210559
  2. 2023
    1. 16 March 2023Annual accounts filed·Financial year ended 30 September 2022 · Model m01-fFiled accounts2023-00041933
  3. 2022
    1. 15 February 2022Annual accounts filed·Financial year ended 30 September 2021 · Model m01-fFiled accounts2022-05800253

Registry record since 7 September 2026

The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.

AI insights · Pro AI plan

AI extraction of strategic AML data

The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.

  • Legal life
  • Restructuring
  • Capital
  • Legal form
  • Incorporation
  • Directors
  • Beneficial owners
  • Registered office
  • Company name
  • Notarial deeds
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