EUROPEAN MICROFINANCE NETWORK
- 0501.927.092
- BE0501927092
- Rue d'Arlon 55, 1040 Bruxelles
- See the 6 companies at this address
- 12 December 2012
Profile
Official information from the CBE (FPS Economy).
EUROPEAN MICROFINANCE NETWORK is a Belgian company (Association internationale sans but lucratif) whose registered office is established at 1040 Bruxelles. Its main activity falls under “Autres associations nca” (NACE 94999).
- Legal form
- Association internationale sans but lucratif
- Legal situation
- Situation normale
- Date of incorporation
- 12 December 2012
- Main activity (NACE)
- 94999Autres associations nca
Company names
Official names in several languages: legal name, trade name, abbreviation.
- EMN
- REM
- RESEAU EUROPEEN DE LA MICROFINANCE
Secondary activities
13 additional NACE codes declared.
- 66199Autres activités auxiliaires de services financiers nca, hors assurance et caisses de retraite
- 66199Autres activités auxiliaires de services financiers nca, hors assurance et caisses de retraite
- 72200Recherche et développement en sciences humaines et sociales
- 64999Autres activités des services financiers, nca
- 63920Autres activités de service d'information
- 82990Autres activités de service de soutien aux entreprises nca
- 66199Autres activités auxiliaires de services financiers n.c.a., hors assurance et caisses de retraite
- 64999Autres activités des services financiers
Anti-money-laundering (AML) compliance
Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.
Given its declared activity (“Autres associations nca”), EUROPEAN MICROFINANCE NETWORK belongs to a profession expressly covered by Belgian anti-money-laundering law.
Credit institutions, lenders, leasing and factoring companies, investment firms and fund managers are obliged entities.
- Identification and verification of the client's identity (KYC)
- Identification of the ultimate beneficial owners (UBO register)
- Assessment of money-laundering and terrorist-financing risks
- Ongoing diligence and monitoring of transactions
- Reporting suspicions to the CTIF
- Retention of the documents and appointment of an AMLCO
Legal basis: art. 5, §1, 4° and following of the Act of 18 September 2017.
General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.
Your risk analysis on this company
AML Company ran EUROPEAN MICROFINANCE NETWORK through your due diligence questionnaire. Here are the first findings.
What is the geographic exposure of the client and of its transactions?
Belgium only· Registered office published in the register
What is the company's solvency and lifecycle status?
Trading, no proceedings· Legal situation published in the register
Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.
Run the full analysisThis preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.
Establishments
1 active establishment unit declared with the CBE.
Finances & financial health
Annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) and an aggregate health score (Altman Z″ model, completed with qualitative factors).
Equity & result
| Financial year | Equity | Result | Turnover / gross margin | Headcount (FTE) |
|---|---|---|---|---|
| 2025 | €584,183 | -€40,817 | €440,253turnover | 7,8 |
| 2022 | €494,049 | €66,839 | €314,713turnover | 8,4 |
| 2020 | – | – | - | – |
| 2019 | – | – | - | – |
Financial ratios
Solvency, liquidity and profitability, computed year by year from the filed annual accounts.
Equity / balance sheet total
Current assets / debts due within one year
Result for the year / turnover
Operating result / turnover
This year's filing does not carry the item the calculation needs.
Debts due after one year / balance sheet total
Result for the year / equity
Balance sheet structure
| Ratio | 2025 | 2022 | 2020 | Trend |
|---|---|---|---|---|
| Solvency | 53,6% 4,3% | 49,3% | - | |
| Liquidity | 4,01 x 2,04 | 1,96 x | - | |
| Net margin | -9,3% 30,5% | 21,2% | - | |
| Operating margin | -8,9% 30,9% | 22% | - | |
| Long-term debt | - | - | - | - |
| Return on equity | -7% 20,5% | 13,5% | - |
Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.
Filing history (5)▾
Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.
The grade, the score out of 100, the Altman Z″ zone and the list of public alerts are for members only.
Notices in the Belgian Official Gazette
Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.
- DEMISSIONS, NOMINATIONS23 July 2026
- DEMISSIONS, NOMINATIONS16 January 2026
- DEMISSIONS, NOMINATIONS26 August 2025
- DEMISSIONS, NOMINATIONS5 May 2025
- DEMISSIONS, NOMINATIONS11 April 2025
Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.
What the EUROPEAN MICROFINANCE NETWORK record does not say
Two readings of the register the raw data does not give: anti-money-laundering scope, and whether the filing deadline was met.
Is EUROPEAN MICROFINANCE NETWORK subject to anti-money-laundering obligations in Belgium?
Did EUROPEAN MICROFINANCE NETWORK file its annual accounts on time?
Company timeline
Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.
10 AI-analysed dimensions are not shown.
- 2026
- 2 August 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m04-fFiled accounts2026-00377679
- 2025
- 2024
- 2023
- 8 August 2023Annual accounts filed·Financial year ended 31 December 2022 · Model m04-fFiled accounts2023-00317788
- 2022
Registry record since 7 September 2026
The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.
AI extraction of strategic AML data
The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.
- Legal life
- Restructuring
- Capital
- Legal form
- Incorporation
- Directors
- Beneficial owners
- Registered office
- Company name
- Notarial deeds
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