Joso
- 0464.722.545
- BE0464722545
- Heistlaan 367, 8301 Knokke-Heist
- See the 2 companies at this address
- 2 December 1998
Profile
Official information from the CBE (FPS Economy).
Joso is a Belgian company (Société à responsabilité limitée) whose registered office is established at 8301 Knokke-Heist. Its main activity falls under “Octroi de crédit hypothécaire” (NACE 64922).
- Legal form
- Société à responsabilité limitée
- Legal situation
- Situation normale
- Date of incorporation
- 2 December 1998
- Main activity (NACE)
- 64922Octroi de crédit hypothécaire
Anti-money-laundering (AML) compliance
Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.
Given its declared activity (“Octroi de crédit hypothécaire”), Joso belongs to a profession expressly covered by Belgian anti-money-laundering law.
Credit institutions, lenders, leasing and factoring companies, investment firms and fund managers are obliged entities.
- Identification and verification of the client's identity (KYC)
- Identification of the ultimate beneficial owners (UBO register)
- Assessment of money-laundering and terrorist-financing risks
- Ongoing diligence and monitoring of transactions
- Reporting suspicions to the CTIF
- Retention of the documents and appointment of an AMLCO
Legal basis: art. 5, §1, 4° and following of the Act of 18 September 2017.
General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.
Your risk analysis on this company
AML Company ran Joso through your due diligence questionnaire. Here are the first findings.
What is the geographic exposure of the client and of its transactions?
Belgium only· Registered office published in the register
What is the company's solvency and lifecycle status?
Trading, no proceedings· Legal situation published in the register
Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.
Run the full analysisThis preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.
Establishments
1 active establishment unit declared with the CBE.
Finances & financial health
Annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) and an aggregate health score (Altman Z″ model, completed with qualitative factors).
Equity & result
| Financial year | Equity | Result | Turnover / gross margin | Headcount (FTE) |
|---|---|---|---|---|
| 2025 | €468,278 | €21,459 | €164,826gross margin | 0 |
| 2022 | €463,562 | €14,756 | €90,112gross margin | 0,2 |
| 2021 | €468,493 | €51,456 | €129,787gross margin | – |
| 2020 | – | – | - | – |
Financial ratios
Solvency, liquidity and profitability, computed year by year from the filed annual accounts.
Equity / balance sheet total
Current assets / debts due within one year
This year's filing does not carry the item the calculation needs.
Result for the year / turnover
This year's filing does not carry the item the calculation needs.
Operating result / turnover
Debts due after one year / balance sheet total
Result for the year / equity
Balance sheet structure
| Ratio | 2025 | 2022 | 2021 | Trend |
|---|---|---|---|---|
| Solvency | 32,2% 9,7% | 41,9% 1,2% | 40,7% | |
| Liquidity | 0,06 x 3,15 | 3,21 x 0,58 | 3,79 x | |
| Net margin | - | - | - | - |
| Operating margin | - | - | - | - |
| Long-term debt | 40,2% 9,8% | 50% 1,9% | 51,9% | |
| Return on equity | 4,6% 1,4% | 3,2% 7,8% | 11% |
Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.
Filing history (6)▾
| Financial year | Filing | Filing type | Model | Source |
|---|---|---|---|---|
| 01/01/2025 → 31/12/2025 | 31/08/2026 | Initial | m81-f | BNB |
| 01/01/2022 → 31/12/2022 | 31/08/2023 | Initial | m81-f | BNB |
| 01/01/2021 → 31/12/2021 | 31/08/2022 | Initial | m81-f | BNB |
| 01/01/2020 → 31/12/2020 | 30/07/2021 | Initial | m81-f | BNB |
| 01/01/2019 → 31/12/2019 | 23/10/2020 | Initial | m01-f | BNB |
| 01/01/2018 → 31/12/2018 | 29/08/2019 | Initial | m01-f | BNB |
Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.
The grade, the score out of 100, the Altman Z″ zone and the list of public alerts are for members only.
Notices in the Belgian Official Gazette
Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.
- WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN21 November 2023
- ONTSLAGEN - BENOEMINGEN14 May 2021
- KAPITAAL - AANDELEN30 January 2018
- MAATSCHAPPELIJKE ZETEL - DIVERSEN18 February 2013
Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.
Frequently asked questions about Joso
Quick answers on Joso's identity, contact details and official CBE information.
What is Joso's enterprise number (CBE)?
What is Joso's VAT number?
Where is Joso's registered office?
What is Joso's legal form?
When was Joso incorporated?
Is Joso still active?
What is Joso's main activity?
How many establishments does Joso have?
Has Joso filed its annual accounts?
Which official notices concern Joso?
Is Joso subject to anti-money-laundering obligations in Belgium?
Company timeline
Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.
10 AI-analysed dimensions are not shown.
- 2026
- 31 August 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m81-fFiled accounts2026-00506032
- 2023
- 31 August 2023Annual accounts filed·Financial year ended 31 December 2022 · Model m81-fFiled accounts2023-00389328
- 2022
- 31 August 2022Annual accounts filed·Financial year ended 31 December 2021 · Model m81-fFiled accounts2022-20413067
- 2021
- 30 July 2021Annual accounts filed·Financial year ended 31 December 2020 · Model m81-fFiled accounts2021-46000167
- 2020
- 23 October 2020Annual accounts filed·Financial year ended 31 December 2019 · Model m01-fFiled accounts2020-63700462
- 2019
- 29 August 2019Annual accounts filed·Financial year ended 31 December 2018 · Model m01-fFiled accounts2019-58900143
- 2018
- 2013
- 4 January 2013Company name · Legal form · Articles of association · Appointments · ResignationsView the notice13002818
Registry record since 7 September 2026
The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.
AI extraction of strategic AML data
The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.
- Legal life
- Restructuring
- Capital
- Legal form
- Incorporation
- Directors
- Beneficial owners
- Registered office
- Company name
- Notarial deeds
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