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Company record · Keerbergen
Belgian companySituation normaleSociété anonyme

ERALY VERZEKERINGEN

Enterprise number
0439.109.595
VAT number
BE0439109595
Registered office
Mechelsebaan 55, 3140 Keerbergen
See the 2 companies at this address
Incorporated on
22 November 1989
Members only
Health score
Latest financial year
2025
m01-f model
Size
Micro
9,8 FTE
Equity
€224.4K
Financial year 2025
Net result
€287.5K
Financial year 2025

Profile

Official information from the CBE (FPS Economy).

ERALY VERZEKERINGEN is a Belgian company (Société anonyme) whose registered office is established at 3140 Keerbergen. Its main activity falls under “Activités des agents et courtiers d’assurances” (NACE 66220).

Legal form
Société anonyme
Legal situation
Situation normale
Date of incorporation
22 November 1989

Anti-money-laundering (AML) compliance

Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.

Conditional obligationInsurance intermediary

Given its declared activity (“Activités des agents et courtiers d’assurances”), ERALY VERZEKERINGEN may be subject to anti-money-laundering obligations, under the conditions below.

Insurance intermediaries are obliged entities for their life-branch activities.

Conditions: Covered for life insurance activities; purely non-life activities are out of scope.

Applicable obligations
  • Identification and verification of the client's identity (KYC)
  • Identification of the ultimate beneficial owners (UBO register)
  • Assessment of money-laundering and terrorist-financing risks
  • Ongoing diligence and monitoring of transactions
  • Reporting suspicions to the CTIF
  • Retention of the documents and appointment of an AMLCO

Legal basis: art. 5, §1, 5° of the Act of 18 September 2017.

General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.

Your risk analysis on this company

AML Company ran ERALY VERZEKERINGEN through your due diligence questionnaire. Here are the first findings.

  • What is the geographic exposure of the client and of its transactions?

    Belgium only· Registered office published in the register

  • What is the company's solvency and lifecycle status?

    Trading, no proceedings· Legal situation published in the register

The rest of the analysis

Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.

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This preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.

Establishments

2 active establishment units declared with the CBE.

Implantation
Keerbergen

2 establishments · 2 municipalities

Registered office2 establishments
Registered office
Mechelsebaan 55
Map
Establishment2045.959.632
Mechelsebaan 55
Map
Establishment 22142.373.870
Blokhuisstraat 24
Map

Finances & financial health

Annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) and an aggregate health score (Altman Z″ model, completed with qualitative factors).

Zone Altman
Grade
Computed on
Financial trend

Equity & result

EquityResult
Key figures by financial year
Financial yearEquityResult
2025€224,405€287,528
2022€179,273€124,954
2021
2020

Financial ratios

Solvency, liquidity and profitability, computed year by year from the filed annual accounts.

Solvency
32,2%
8,8%
Financial year 2025

Equity / balance sheet total

Liquidity
1,35 x
0,15
Financial year 2025

Current assets / debts due within one year

Net margin
-

This year's filing does not carry the item the calculation needs.

Result for the year / turnover

Operating margin
-

This year's filing does not carry the item the calculation needs.

Operating result / turnover

Long-term debt
6,2%
Financial year 2025

Debts due after one year / balance sheet total

Return on equity
128,1%
58,4%
Financial year 2025

Result for the year / equity

Over the most recent filed years

Balance sheet structure

Solvency
Year-on-year comparison
Ratio202520222021Trend
Solvency
32,2%
8,8%
41%
-
Liquidity
1,35 x
0,15
1,5 x
-
Net margin---
-
Operating margin---
-
Long-term debt
6,2%
--
-
Return on equity
128,1%
58,4%
69,7%
-

Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.

Filing history (6)
Financial yearFilingFiling typeModelSource
01/01/202531/12/202501/06/2026Initialm01-fBNB
01/01/202231/12/202205/06/2023Initialm01-fBNB
01/01/202131/12/202112/07/2022Initialm01-fBNB
01/01/202031/12/202026/08/2021Initialm01-f-pBNB
01/01/201931/12/201931/03/2020Initialm01-fBNB
01/01/201831/12/201828/05/2019Initialm01-fBNB

Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.

Health score and detailed factors

The grade, the score out of 100, the Altman Z″ zone and the list of public alerts are for members only.

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Notices in the Belgian Official Gazette

Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.

Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.

Frequently asked questions about ERALY VERZEKERINGEN

Quick answers on ERALY VERZEKERINGEN's identity, contact details and official CBE information.

What is ERALY VERZEKERINGEN's enterprise number (CBE)?
ERALY VERZEKERINGEN's official enterprise number with the Crossroads Bank for Enterprises (CBE) is 0439109595. This unique number identifies the company with every Belgian administration.
What is ERALY VERZEKERINGEN's VAT number?
ERALY VERZEKERINGEN's intra-Community VAT number is BE0439109595. It is the CBE number prefixed with “BE” and enables trade within the European Union.
Where is ERALY VERZEKERINGEN's registered office?
ERALY VERZEKERINGEN's registered office is located at Mechelsebaan 55, 3140 Keerbergen, Belgium. This address is the official one declared with the CBE.
What is ERALY VERZEKERINGEN's legal form?
ERALY VERZEKERINGEN is incorporated under the legal form “Société anonyme”. This form determines its legal and tax regime and its publication duties towards the Belgian Official Gazette.
When was ERALY VERZEKERINGEN incorporated?
ERALY VERZEKERINGEN was entered in the Crossroads Bank for Enterprises on 22 November 1989. This date is the official start of activity declared with the CBE.
Is ERALY VERZEKERINGEN still active?
Yes, ERALY VERZEKERINGEN is currently listed as an active company with the Crossroads Bank for Enterprises (CBE).
What is ERALY VERZEKERINGEN's main activity?
ERALY VERZEKERINGEN's declared main activity is: Activités des agents et courtiers d’assurances (NACE code 66220). This NACE code officially classifies the company in the European nomenclature of economic activities.
How can ERALY VERZEKERINGEN be contacted?
You can contact ERALY VERZEKERINGEN by phone on 015/529060, through its website https://www.eralyverzekeringen.be. These details come from the public information declared with the CBE.
How many establishments does ERALY VERZEKERINGEN have?
ERALY VERZEKERINGEN declares 2 establishment units registered with the CBE, on top of its registered office.
Has ERALY VERZEKERINGEN filed its annual accounts?
Yes. ERALY VERZEKERINGEN's latest annual accounts were filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) on 1 June 2026, for the financial year ended 31 December 2025. The filings can be consulted publicly with the NBB.
Which official notices concern ERALY VERZEKERINGEN?
8 official notices about ERALY VERZEKERINGEN are available in the Belgian Official Gazette: incorporation, changes to the articles, appointments, dissolutions. Every one of these acts is listed on this page with a link to the official PDF.
Is ERALY VERZEKERINGEN subject to anti-money-laundering obligations in Belgium?
It depends on the activity actually carried out. ERALY VERZEKERINGEN (Insurance intermediary) may be subject to anti-money-laundering obligations under certain conditions: Covered for life insurance activities; purely non-life activities are out of scope..

Company timeline

Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.

Timeline
14 events
Filter the timeline by event type

10 AI-analysed dimensions are not shown.

  1. 2026
    1. 1 June 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m01-fFiled accounts2026-00131146
  2. 2025
    1. 22 September 2025Appointments · ResignationsView the notice25119528
  3. 2024
    1. 5 January 2024Appointments · ResignationsView the notice24003292
  4. 2023
    1. 5 June 2023Annual accounts filed·Financial year ended 31 December 2022 · Model m01-fFiled accounts2023-00108573
  5. 2022
    1. 12 July 2022Annual accounts filed·Financial year ended 31 December 2021 · Model m01-fFiled accounts2022-20183485
  6. 2021
    1. 26 August 2021Annual accounts filed·Financial year ended 31 December 2020 · Model m01-f-pFiled accounts2021-58100594
  7. 2020
    1. 8 May 2020Corporate purpose · Articles of association · Capital · Shares · Appointments · Resignations · RestructuringView the notice20056008
    2. 31 March 2020Annual accounts filed·Financial year ended 31 December 2019 · Model m01-fFiled accounts2020-07900494
    3. 19 March 2020Capital · SharesView the notice20315604
    4. 21 February 2020RestructuringView the notice20029296
  8. 2019
    1. 11 July 2019Appointments · ResignationsView the notice19093369
    2. 28 May 2019Annual accounts filed·Financial year ended 31 December 2018 · Model m01-fFiled accounts2019-14700553

Registry record since 7 September 2026

The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.

AI insights · Pro AI plan

AI extraction of strategic AML data

The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.

  • Legal life
  • Restructuring
  • Capital
  • Legal form
  • Incorporation
  • Directors
  • Beneficial owners
  • Registered office
  • Company name
  • Notarial deeds
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