ASSURANCES Georges MICHEL S.A.
- 0430.376.924
- BE0430376924
- Rue Neuve 43, 4960 Malmedy
- See the 2 companies at this address
- 19 January 1987
Profile
Official information from the CBE (FPS Economy).
ASSURANCES Georges MICHEL S.A. is a Belgian company (Société anonyme) whose registered office is established at 4960 Malmedy. Its main activity falls under “Activités des agents et courtiers d’assurances” (NACE 66220).
- Legal form
- Société anonyme
- Legal situation
- Situation normale
- Date of incorporation
- 19 January 1987
- Main activity (NACE)
- 66220Activités des agents et courtiers d’assurances
Secondary activities
1 additional NACE code declared.
Anti-money-laundering (AML) compliance
Is this activity subject to the Belgian anti-money-laundering obligations? An indicative assessment based on the declared NACE code.
Given its declared activity (“Activités des agents et courtiers d’assurances”), ASSURANCES Georges MICHEL S.A. may be subject to anti-money-laundering obligations, under the conditions below.
Insurance intermediaries are obliged entities for their life-branch activities.
Conditions: Covered for life insurance activities; purely non-life activities are out of scope.
- Identification and verification of the client's identity (KYC)
- Identification of the ultimate beneficial owners (UBO register)
- Assessment of money-laundering and terrorist-financing risks
- Ongoing diligence and monitoring of transactions
- Reporting suspicions to the CTIF
- Retention of the documents and appointment of an AMLCO
Legal basis: art. 5, §1, 5° of the Act of 18 September 2017.
General information based on the declared NACE activity code; it is not legal advice. Whether the obligations actually apply depends on the activity effectively carried out.
Your risk analysis on this company
AML Company ran ASSURANCES Georges MICHEL S.A. through your due diligence questionnaire. Here are the first findings.
What is the geographic exposure of the client and of its transactions?
Belgium only· Registered office published in the register
What is the company's solvency and lifecycle status?
Trading, no proceedings· Legal situation published in the register
Sanctions screening, politically exposed persons, ultimate beneficial owners, source of funds: AML Company runs them, documents them and keeps the proof in your file.
Run the full analysisThis preview is not a due diligence measure: it pre-qualifies questions from public data. Identifying the client and its ultimate beneficial owners requires documents collected and verified.
Establishments
1 active establishment unit declared with the CBE.
Finances & financial health
Annual accounts filed with the Central Balance Sheet Office (CBSO, National Bank of Belgium) and an aggregate health score (Altman Z″ model, completed with qualitative factors).
Equity & result
| Financial year | Equity | Result | Turnover / gross margin | Headcount (FTE) |
|---|---|---|---|---|
| 2025 | €489,333 | €75,818 | €238,136gross margin | – |
| 2024 | €497,463 | €56,222 | €205,218gross margin | – |
| 2023 | – | – | - | – |
| 2022 | €449,846 | €75,482 | €197,622gross margin | – |
Financial ratios
Solvency, liquidity and profitability, computed year by year from the filed annual accounts.
Equity / balance sheet total
Current assets / debts due within one year
This year's filing does not carry the item the calculation needs.
Result for the year / turnover
This year's filing does not carry the item the calculation needs.
Operating result / turnover
Debts due after one year / balance sheet total
Result for the year / equity
Balance sheet structure
| Ratio | 2025 | 2024 | 2023 | Trend |
|---|---|---|---|---|
| Solvency | 64,3% 1,2% | 65,5% | - | |
| Liquidity | 1,84 x 0,19 | 1,66 x | - | |
| Net margin | - | - | - | - |
| Operating margin | - | - | - | - |
| Long-term debt | 14,6% 0,5% | 15,1% | - | |
| Return on equity | 15,5% 4,2% | 11,3% | - |
Ratios computed by AML Company from the items filed in the balance sheet and the income statement. They are not filed figures as such: the underlying amounts appear in the key figures above.
Filing history (40)▾
| Financial year | Filing | Filing type | Model | Source |
|---|---|---|---|---|
| 01/01/2025 → 31/12/2025 | 25/08/2026 | Correction | m07-f | BNB |
| 01/01/2025 → 31/12/2025 | 17/06/2026 | Initial | m07-f | BNB |
| 01/01/2024 → 31/12/2024 | 23/07/2025 | Initial | m07-f | BNB |
| 01/01/2023 → 31/12/2023 | 06/08/2024 | Initial | m07-f | BNB |
| 01/01/2022 → 31/12/2022 | 20/06/2023 | Initial | m07-f | BNB |
| 01/01/2021 → 31/12/2021 | 12/08/2022 | Initial | m07-f | BNB |
| 01/01/2020 → 31/12/2020 | 16/06/2021 | Initial | m07-f | BNB |
| 01/01/2019 → 31/12/2019 | 16/06/2020 | Initial | m07-f | BNB |
| 01/01/2018 → 31/12/2018 | 18/07/2019 | Initial | m07-f | BNB |
| 01/01/2017 → 31/12/2017 | 25/06/2018 | Initial | m07-f | BNB |
| 01/01/2016 → 31/12/2016 | 16/06/2017 | Initial | m07-f | BNB |
| 01/01/2015 → 31/12/2015 | 12/07/2016 | Initial | m01-f | BNB |
Source: CBSO (NBB) filings, Belgian chart-of-accounts headings 9904 (result), 10/15 (equity), 9900 (gross margin), 9087 (workforce in FTE). Data available for filings from 2022 onwards.
The grade, the score out of 100, the Altman Z″ zone and the list of public alerts are for members only.
Notices in the Belgian Official Gazette
Official acts and notices: incorporation, changes to the articles, appointments, dissolutions.
- DEMISSIONS, NOMINATIONS20 August 2024
- DEMISSIONS, NOMINATIONS10 July 2019
- DEMISSIONS, NOMINATIONS28 June 2018
- DEMISSIONS, NOMINATIONS26 October 2012
Source: Belgian Official Gazette (FPS Justice). The links open the official PDFs.
Frequently asked questions about ASSURANCES Georges MICHEL S.A.
Quick answers on ASSURANCES Georges MICHEL S.A.'s identity, contact details and official CBE information.
What is ASSURANCES Georges MICHEL S.A.'s enterprise number (CBE)?
What is ASSURANCES Georges MICHEL S.A.'s VAT number?
Where is ASSURANCES Georges MICHEL S.A.'s registered office?
What is ASSURANCES Georges MICHEL S.A.'s legal form?
When was ASSURANCES Georges MICHEL S.A. incorporated?
Is ASSURANCES Georges MICHEL S.A. still active?
What is ASSURANCES Georges MICHEL S.A.'s main activity?
How can ASSURANCES Georges MICHEL S.A. be contacted?
How many establishments does ASSURANCES Georges MICHEL S.A. have?
Has ASSURANCES Georges MICHEL S.A. filed its annual accounts?
Which official notices concern ASSURANCES Georges MICHEL S.A.?
Is ASSURANCES Georges MICHEL S.A. subject to anti-money-laundering obligations in Belgium?
Company timeline
Every dated event in the company's life, from filed accounts to notices published in the Belgian Official Gazette, in a single thread.
10 AI-analysed dimensions are not shown.
- 2026
- 25 August 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m07-fFiled accounts2026-00429993
- 17 June 2026Annual accounts filed·Financial year ended 31 December 2025 · Model m07-fFiled accounts2026-00173781
- 2025
- 23 July 2025Annual accounts filed·Financial year ended 31 December 2024 · Model m07-fFiled accounts2025-00309482
- 2024
- 6 August 2024Annual accounts filed·Financial year ended 31 December 2023 · Model m07-fFiled accounts2024-00334248
- 29 May 2024Articles of association · General meeting · Appointments · Resignations · MiscellaneousView the notice24400818
- 2023
- 20 June 2023Annual accounts filed·Financial year ended 31 December 2022 · Model m07-fFiled accounts2023-00140107
- 2022
- 12 August 2022Annual accounts filed·Financial year ended 31 December 2021 · Model m07-fFiled accounts2022-20287687
- 2021
- 16 June 2021Annual accounts filed·Financial year ended 31 December 2020 · Model m07-fFiled accounts2021-20400437
- 2020
- 16 June 2020Annual accounts filed·Financial year ended 31 December 2019 · Model m07-fFiled accounts2020-17500346
- 2019
- 18 July 2019Annual accounts filed·Financial year ended 31 December 2018 · Model m07-fFiled accounts2019-34700338
Registry record since 7 September 2026
The KBO publishes its changes as a monthly delta and never restates the past: our record starts on that date, not at the company's incorporation. No change recorded since that date. A missing row says nothing about the company, only about how far back our record goes.
AI extraction of strategic AML data
The official notices in the Belgian Official Gazette are analysed by our AI engine to extract automatically the information that matters for your due diligence and your AML duties.
- Legal life
- Restructuring
- Capital
- Legal form
- Incorporation
- Directors
- Beneficial owners
- Registered office
- Company name
- Notarial deeds
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